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In the past, Tesla owners have reported higher insurance costs due to insurers having the wrong trim level in their policies.

A similar issue is now arising as insurers are bundling up insurance data for all Tesla Model S vehicles into one category and comparing it to vehicles in other categories.

Throughout its time in production since 2012, the Tesla Model S has been offered in a surprisingly wide range of configurations. From a range of family sedans with the 40 kWh to 85 kWh battery pack options and to supercar-type of performance cars with the P85D, P90D, and the P100D options.


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