Benjamin Young's recent wrangling on the used-car lot shows just how punishing America's affordability crisis has become.

 

The Florida resident paid $30,000 for a Toyota 4Runner loaded with the features he wanted — but the SUV has been driven 90,000 miles and is 12 years old. In 2023, he bought a Toyota Venza with similar mileage for half that price.

 

"I'm definitely getting less for the money," said Young, a 48-year-old process engineer near Jacksonville.