Consumers without top-tier credit are finding it easier to get new car loans, as banks and other lenders are lowering the scores needed to qualify.
While that means additional sales for automakers, and enables more motorists to get into new cars and trucks, it raises questions as to whether lenders are falling into the same risky lending practices they followed before the recession.
"There's a lot of lenders now that are into the subprime business," said Jody Lee, sales manager at Taylor Chevrolet. "What used to be a good score at a 650 or 700, now 550 is a good score."
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